You will face a number of issues when you are going to buy cheap car insurance for 18 year old. Since most providers consider teenagers to be high risk, you will need to do a lot of research before you get cheap car insurance for 18 year old.
A number of factors result in the high premiums you have to pay for an eighteen year old:
- There is a high percentage of young drivers who are involved in accidents. This results in the higher risks associated with young drivers.
- Teens are well known for their carelessness and irresponsibility. Unfortunately, this becomes a huge factor when you are buying cheap car insurance for 18 year old.
- An eighteen year old is more interested in getting a flashy car, rather than worrying about its security. This results in cars that have changed their specifications beyond recognition. It compromises security, and results in higher premiums.
There are a number of things you can do to cut down the costs associated with it.
- Sports cars require expert techniques, so they are not a good investment for your teenager. You are better off with a solid and comfortable car. You can use the money you save by installing early warning systems, steer locks etc. They increase your car’s security, and bring down the cost of insurance.
- A clean record- it always helps if your teenager has a clean driving record. When you are looking for cheap car insurance for 18 year olds, everything counts. Remember, parking tickets and reports of drunken driving have an impact on the premiums you pay. A clean record will help you get off with lower premiums.
- Include him in your policy- cheap car insurance for 18 year old is a real possibility once you include his name in your policy. You can even get lucrative discounts when you go for multiple cars under the same policy. It will also cost you less than getting a single policy for your teenager. Enrolling him for these courses will also help him in getting discounts on his policy.